2025 Annual Renewal and Annual Enrollment Dates

Annual renewal is the time of year when cooperatives choose the NRECA group benefits they will offer to their employees for the upcoming plan year. Annual enrollment is when employees choose the NRECA group benefits offered to them by their co-ops for the upcoming year. Dates related to annual renewal and enrollment for 2025 are:

Benefit Plan Rating and Renewal blackout period: June 3–August 8, 2024

  • This feature on the Employee Benefits website will be closed to prepare for annual renewal from 8 a.m., Eastern time, June 3 through 9 a.m., Eastern time, August 8, 2024. If you need to model group benefit plans during this period, contact your field representative.

Annual renewal: August 8–September 20, 2024

Annual enrollmentOctober 21–November 21, 2024

  • BA preview period: October 21–23, 2024
  • Wave 1 (blue): October 24–November 8, 2024
  • Wave 2 (yellow): November 4–November 19, 2024
  • BA review period: November 20–21, 2024

For your co-op’s annual enrollment wave, check the Annual Enrollment Wave Map below.

We will share more information on annual renewal and annual enrollment in upcoming issues of NRECA Employee Benefits Weekly and Benefits Focus.

If you have questions about annual renewal or annual enrollment, speak with your field representative. You also can contact the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop.

2025 annual renewal wave map
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