Benefit Program Updates Relating to COVID-19

As the COVID-19 pandemic continues, NRECA and our vendor partners have extended certain benefit relief measures. Additionally, as vaccines for COVID-19 are produced and distributed according to federal guidelines, the NRECA Medical Plan will cover the vaccine and its administration by a health care provider without cost to the participant.

The latest information is noted below as well as on the Employee Benefits website’s COVID-19 Update page for benefits administrators.

• NRECA’s Medical Plan will cover COVID-19 evaluation and testing along with the associated provider visit with no cost share to participants through the end of the national health emergency. Subsequent care related to a coronavirus diagnosis is subject to deductible and/or coinsurance amounts.
• Testing for COVID-19 is covered by the NRECA Medical Plan when the test is FDA-approved and ordered by a medical professional. There is currently no limit on the number of tests covered as long as they meet the criteria for FDA approval and referral by a medical provider.
• CVS Caremark continues to temporarily waive early refill limits on 30-day prescriptions for maintenance medications at all in-network pharmacies (excluding controlled substances) through April 20, 2021. Up to a 90-day supply of maintenance medications are encouraged for refills. CVS is continuing to temporarily provide free home delivery from CVS retail pharmacies for all prescriptions.
• Teladoc consultation fees have been temporarily suspended for all NRECA Medical Plan participants in high-deductible health plans through April 20, 2021. Teladoc physicians can order antibody testing through Quest Diagnostics or LabCorp locations, if a test is clinically appropriate; there will be no out-of-pocket cost for the consult or the antibody test through April 20, 2021.  

To assist you with notifying your cooperative’s employees of these enhancements, please use this template email. Additionally, participants have access to a COVID-19 Benefit Updates page that outlines these relief measures when they log into the Employee Benefits website. For specific questions, please reach out to your co-op’s field representative or the Member Contact Center at 866.673.2299. Representatives are available Monday through Friday, 7 am to 7 pm, Central time.