Watch for Group Program Plan SMMs
On June 27, cooperatives will receive a Message Center notification linking to one or more summary of material modifications (SMMs), dated July 1, 2024, for the NRECA Group Benefits Program plans. The SMM should be distributed to participants no later than September 1, 2024.
Quarterly NRECA Medical Plan SMMs
Co-ops will receive one SMM for each NRECA Medical Plan they offer. These SMMs:
- Clarify a benefit expansion, effective January 1, 2024, for routine footcare coverage, including the definition of palliative footcare coverage excluded under the plan.
- Explain changes, effective January 1, 2024, to the NRECA Medical Plan’s coverage of vaccinations, continuous glucose monitors (or GCMs), and disposable insulin pumps under both the medical and prescription drug benefits. The diabetic device coverage changes were listed in the May 1, 2024, issue of NRECA Employee Benefits Weekly.
Enter your co-op’s name and REA/subgroup number on the SMM before distributing it to employees. Review the standing distribution guidelines in the BA Guide to learn about acceptable distribution methods. As the final step of your distribution process, please acknowledge distributing your SMMs right away.
Give the SMM to new plan participants with the medical summary plan description (SPD). COBRA plan participants, retirees, surviving dependents and any children under a qualified medical child support order who do not reside with your employee must receive their own copy.
Participants with questions about their medical plan coverage may call the Member Contact Center at 866.673.2299. For all other SMM questions, call the benefits compliance team at 866.673.2299, option 7, or email group.compliance@nreca.coop.