Update to Interest Rates Used in RS Plan Estimate Calculations for 2027 and Beyond

For Retirement Security (RS) Plan participants seeking single cash payment benefit estimates for 2027 and later event dates, an update has been made to the interest rates used to calculate those estimated payments. These rates are now active for estimates requested on the Employee Benefits website.

The new rates are not final for future-year event dates, but this adjustment brings estimated rates in line with the current interest rate environment, therefore providing a better benefit estimate for participants considering single cash payments for events beginning in 2027. Final rates for 2027 event dates will be announced in October 2026.

If you have questions about the RS Plan estimate request process, please contact your field representative or the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop. Members of the Personal Investment & Retirement Consulting (PIRC) team are available to assist plan participants with their retirement planning and may also assist participants in obtaining updated RS Plan estimates. The PIRC team can be contacted at pirc@nreca.coop or 866.673.2299, option 6.