Upcoming Expiration of Teladoc Fee Waiver

Based upon guidance recently issued by the Secretary of the Treasury, we will no longer be able to waive consultation fees for Teladoc after December 31, 2021.

Beginning January 1, 2022, NRECA will reinstate the $55 fee for Teladoc general medical consultations for participants in high-deductible health plans until they meet their deductible. Once they meet their deductible, there is no fee for general medical consults. General medical consults for participants in non-high deductible health plans are $0.

As announced previously, Teladoc services will expand to cover mental health consultations beginning January 1, 2022. For medical plans without high deductibles, Teladoc Mental Health consultations will be subject to the physician office visit copay (the fixed amount participants pay for these services) your cooperative selected. For high-deductible health plans, Teladoc Mental Health consultations will be subject to the annual deductible (what your participants pay before coverage kicks in). After your participants meet the deductible, they will pay a percentage of medical expenses (coinsurance) at the in-network level. Fees for mental health consultations are as follows:

Psychiatrist, initial consult	Before the deductible is met: $220 After the deductible is met: Selected in-network coinsurance amount
Psychiatrist, follow-up consults	Before the deductible is met: $100 After the deductible is met: Selected in-network coinsurance amount
Other mental health provider consults	Before the deductible is met: $90 After the deductible is met: Selected in-network coinsurance amount

Be sure to check out the resources section on BA Guide’s Teladoc page to access resources you can use to announce the new mental health component of this convenient resource.

COVID resource pages for benefits administrators and participants on NRECA’s Employee Benefits website have been updated to reflect the upcoming expiration of the fee waiver.