Employee-Paid Medical Premium Data Submission Open Now Through February 13

If your cooperative has subgroups participating in the NRECA Medical Plan, you must submit the dollar amount of premiums paid by participants during the previous calendar year using the Employee-Paid Premiums event on the NRECA Employee Benefits website by the end of the day (11:59 p.m. in your local time zone) on February 13, 2026. You can find the event on the My Co-op megamenu.

The Consolidated Appropriations Act (CAA) of 2021 requires group health plans to submit certain information about health care spending to the departments of Health and Human Services, Labor and Treasury. One of these reporting obligations requires NRECA to collect the total dollar amount (not a breakdown of individual amounts) of premiums paid by NRECA Medical Plan participants, including COBRA beneficiaries and retirees, during the 2025 plan year. NRECA aggregates all amounts collected and reports only the average premium paid per participant.

Green "enter your data" button to click through to survey

Please provide the data by subgroup or for all subgroups.

Note: The amount you submit should only include premiums paid by participants, not any premium paid by your co-op. If your co-op pays 100% of the premium, you should enter $0.

Premiums that were paid by employees may be accessible in your co-op’s payroll system. Amounts paid by COBRA beneficiaries and retirees may be tracked outside of your payroll system.

The total provided should not include any of the following amounts:

Premiums for non-NRECA medical coverage.
Deferrals for vision, dental, disability or other non-medical insurance coverage.
Contributions made by employees to tax-advantaged accounts such as 125 Plan health flexible spending accounts, health reimbursement arrangements or health savings accounts.

You can continue to correct and edit your data, even after you’ve submitted it, up to the deadline.

If you have questions, send an email to coopemployeepaidpremiums@nreca.coop. You also can contact the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop.