Distribute Group Benefits Program Summary of Benefits and Coverage Documents by November 1

November 1, 2021 is the deadline to give 2022 summary of benefits and coverage (SBC) documents to plan participants and beneficiaries. SBCs were released in September for distribution either with your annual enrollment materials or by November 1, if earlier.

If you haven’t done so already, download your cooperative’s SBCs from the Group Plan Documents page of the Employee Benefits website. If your co-op offers either health flexible spending accounts or health reimbursement arrangements, create your own SBC using the model notices linked above.

Review the distribution instructions online and verify the recipients for each SBC and whether your participants qualify to receive required notices electronically. If your co-op has been negatively impacted by COVID-19, you may be eligible for temporary relief that permits electronic delivery of certain required documents. Details are available under the Extended Benefit Plan Timelines section of the COVID-19 page on the BA Guide.

Once you’ve distributed the SBCs, fill out the acknowledgment form on the Employee Benefits website. You can acknowledge distributing SBCs for multiple plans in one step.

If you have any questions about distributing your SBCs, contact the benefits compliance team at 866.673.2299, option 7, or at group.compliance@nreca.coop.