Remember to submit your cooperative’s annual base salary data by October 10 if your cooperative participates in either NRECA’s salary-based group or Retirement Security Plan benefits. First, validate—and update as needed—your employees’ job position codes according to the NRECA job classification[…]
If you’re thinking of amending your Retirement Security (RS) Plan or 401(k) Pension Plan early in 2026, contact your NRECA field representative now to start discussing the process and timing. Simple changesContact NRECA at least 60 days before the desired[…]
Effective October 1, 2025, the 401(k) Pension Plan’s loan interest rate, which is set quarterly at 1% more than the nation’s prime interest rate, will decrease to 8.25%. Things you and your employees should consider about loansIf your cooperative offers[…]
Do your 401(k) Pension Plan participants understand the difference between making pre-tax and Roth contributions to their 401(k) account? As participants in the 401(k) Plan, they can choose to make either type of contribution—or both. But these decisions can be[…]
Each year, NRECA invoices each participating cooperative directly for its 401(k) Pension Plan employer-paid expenses. To help co-ops plan for their 2026 expenses, an estimate of this expense is prepared for each co-op by subgroup. An email containing co-op-specific estimates[…]