Annual Enrollment Opens October 15
With your cooperative’s group benefits plans now in place for 2027, your employees can enroll or change their benefits for the coming plan year.
The annual enrollment period runs from October 15 to November 20 for benefits administrators; this includes a preview period October 15–16 and a review period November 19–20. Employees’ benefits can be updated during your co-op’s assigned wave. Wave 1 (blue) is October 19–November 2, and Wave 2 (yellow) is November 3–18.

Note: To turn online annual enrollment on or off for your participants, or to request a different wave for your co-op, call the Member Contact Center at 866.673.2299. Please provide a day’s lead time so the system can process your request.
Remember that materials highlighting benefit options are available to share with your participants. Under “Use These Resources at Your Co-op” on the Annual Enrollment Guidance page in the BA Guide, you’ll find a PowerPoint presentation customizable for your cooperative, a handout and a digital brochure.
You’ll also find an annual enrollment overview video that guides participants in completing the annual enrollment process through the NRECA Employee Benefits website, if your co-op allows employees to make their own updates.
If you have questions about annual enrollment, talk with your field representative.
