New Guide Helps Participants Get the Most Out of Their Lab and Imaging Services Coverage
A new guide, “Get the Most from Your Lab and Imaging Services,” has been developed to help NRECA Medical Plan participants understand their coverage for lab and imaging services and share steps they can take to get the most from their benefit.
Laboratory and imaging services under the NRECA Medical Plan are subject to the annual deductible, coinsurance and copays your cooperative elects for its medical plan. In most cases, charges for lab and imaging services count toward the annual deductible, except when services are performed at an in-network doctor’s office under a non-high-deductible medical plan. In that case, charges fall under the office visit copay and don’t count toward the deductible.
In addition to those general guidelines, participants’ financial responsibility for lab and imaging services depends on various factors, such as how the services are billed and the network affiliation of the processing facility. The brochure educates participants on the possible scenarios they may encounter when lab work or imaging is processed as part of a doctor’s office visit or as part of care in a hospital.
The guide also:
- Shows how to find in-network providers for lab and imaging services
- Explains the importance of communicating with providers to help ensure in-network coverage is used when available
- Describes how preventive care benefits work with lab and imaging services
The brochure is available online, and you can order hard copies through the Member Contact Center, using publication number GRPFY18052.
If you have questions or you would like to order copies of the guide, contact the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop.