2026 Annual Renewal and Annual Enrollment Dates
Annual renewal is the time of year when cooperatives choose the NRECA group benefits they will offer to their employees for the upcoming plan year. Annual enrollment is when employees choose the NRECA group benefits offered to them by their co-ops for the upcoming year. Dates related to annual renewal and enrollment for 2026 are:
Benefit Plan Rating and Renewal* blackout period: June 2–August 14, 2025
This feature on the Employee Benefits website will be closed to prepare for annual renewal from 8 a.m., Eastern time, June 2, through 9 a.m., Eastern time, August 14, 2025. If you need to model group benefit plans during this period, contact your field representative.
Annual renewal: August 14–September 26, 2025
Annual enrollment: October 16–November 21, 2025
- BA preview period: October 16–17, 2025
- Wave 1 (blue): October 20–November 3, 2025
- Wave 2 (yellow): November 4–November 19, 2025
- BA review period: November 20–21, 2025
For your co-op’s annual enrollment wave, check the Annual Enrollment Wave Map below.
We will share more information on annual renewal and annual enrollment in upcoming issues of NRECA Employee Benefits Weekly and Benefits Focus.
If you have questions about annual renewal or annual enrollment, speak with your field representative. You also can contact the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop.
*When the feature reopens for annual renewal, it will be Group Plan Management, a new and enhanced plan management experience. More information coming soon.
